STABLE 5
STABLE 5 Annuity is a Single Premium Deferred Annuity that can be a powerful tool to help you prepare for retirement. Our STABLE 5 product allows you to earn a guaranteed annual rate of return that is highly competitive and tax deferred. The power of tax deferral gives you the advantage of paying no taxes on your earnings until you withdraw your funds.
BENEFITS OF STABLE 5 ANNUITY
Guaranteed Rate of Return
Competitive Annual Rate of Return
Liquidity - Free Withdrawals
Tax Deferred Growth
No Annual Fees
(Up to a 10% Annual Free Withdrawal)
Ability to Take Accumulated Value in Lump Sum After Maturity Period
Ability to Convert Funds into Income Payments
Low Premium Options
Issue Ages 0-90
Decreasing Surrender Charges
GUARANTEED RATE OF RETURN
STABLE 5 Annuity offers a guaranteed rate of return for the life of the contract. This offers you peace of mind in knowing that your money is growing and is safe!
COMPETITIVE ANNUAL RATE OF RETURN
The interest crediting rate on the STABLE 5 Annuity is guaranteed at the issue rate for the entire withdrawal charge period.
FREE PARTIAL WITHDRAW3
Free 10% withdrawal from your contract beginning in the first year.
TAX DEFERRED GROWTH
Tax Deferral is a powerful tool used to accumulate cash. You will not pay any taxes on your earnings until you withdraw your funds. This allows you to accumulate interest on funds that you may of otherwise had to pay in taxes. Most people can reduce the amount of taxes paid on the interest accumulated due to being in a lower tax bracket during their retirement years.
NO ANNUAL FEES
STABLE 5 Annuity has no annual fees.
LUMP SUM
Unlike some annuities, you are not required to withdraw your Accumulation Value over any income period. You are free to withdraw your full accumulation value with no surrender charges after the maturity period has expired.
OPTIONAL CASH PAYMENTS FOR LIFE
STABLE 5 Annuity gives you flexibility in choosing a payment structure that is right for you in the event you choose to withdraw your funds in the form of payments for your retirement.
LOW PREMIUM OPTIONS
You can begin a STABLE 5 Annuity for as little as $10,000. Single premium payments are accepted up to $250,000.
ISSUE AGES
STABLE 5 Annuity can be purchased from ages 0 - 90.
DECREASING SURRENDER CHARGES1
The surrender charges on the STABLE 5 Annuity decrease over the life of the maturity period. The STABLE 5 Annuity surrender charges decrease to zero over the 5 year maturity period.
FLEXIBLE INCOME OPTIONS
STABLE 5 Annuity provides Annuitant multiple future income structures. Free Partial Withdrawals, beginning in the first policy year, the owner may withdraw up to 10% of the Accumulation Value.
QUESTIONS?
Have questions or want to receive more info? Please fill out the form below and we will contact you as soon as possible!
OTHER PRODUCTS
More Products
