TODAY’S 1ST CHOICE

Today’s 1st Choice Annuity is a Single Premium Deferred Annuity that can be a powerful tool to help you prepare for retirement. Our Today’s 1st Choice product pays an attractive bonus on your single premium payment and allows you to earn an annual rate of return that is highly competitive and tax deferred. The power of tax deferral gives you the advantage of paying no taxes on your earnings until you withdraw your funds. 


BENEFITS OF TODAY’S 1ST CHOICE ANNUITY

  • Bonus on Premium Payment

  • Guaranteed Rate of Return

  • Competitive Annual Rate of Return

  • Tax Deferred Growth

  • No Annual Fees

  • Liquidity - Free Withdrawals  (Up to a 10% Annual Free Withdrawal)

  • Ability to Take Accumulated Value in Lump  Sum After Maturity Period

  • Ability to Convert Funds into Income Payments

  • Low Premium Options

  • Issue Ages 0-85

  • Decreasing Surrender Charges

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BONUS ON PREMIUM DEPOSIT1 

Today’s 1st Choice Annuity offers a bonus on your single premium deposit! Today’s 1st Choice is credited with an initial premium bonus that accelerates your growth. 

GUARANTEED RATE OF RETURN 

Today’s 1st Choice Annuity offers a guaranteed rate of return for the life of the contract. This offers you peace of mind in knowing that your money is growing and is safe!  

COMPETITIVE ANNUAL RATE OF RETURN

Today’s 1st Choice Annuity annual rate of return is guaranteed for one year. You will receive the newly declared rate each year as declared by the board of directors.   

TAX DEFERRED GROWTH

Tax Deferral is a powerful tool used to accumulate cash. You will not pay any taxes on your earnings until you withdraw your funds. This allows you to accumulate interest on funds that you may of otherwise had to pay in taxes. Most people can reduce the amount of taxes paid on the interest accumulated due to being in a lower tax bracket during their retirement years.

NO ANNUAL FEES

Today’s 1st Choice Annuity has no annual fees.

FREE PARTIAL WITHDRAW4 

Free 10% withdrawal from your contract beginning in the second year.

LUMP SUM

Unlike some annuities, you are not required to withdraw your Accumulation Value over any income period. You are free to withdraw your full accumulation value with no surrender charges after the maturity period has expired.

OPTIONAL CASH PAYMENTS FOR LIFE

Today’s 1st Choice Annuity gives you flexibility in choosing a payment structure that is right for you in the event you choose to withdraw your funds in the form of payments for your retirement.

LOW PREMIUM OPTIONS

You can begin a Today’s 1st Choice Annuity for as little as $10,000. Single premium payments are accepted up to $250,000.

ISSUE AGES

Today’s 1st Choice Annuity can be purchased from ages 0 - 85.

DECREASING SURRENDER CHARGES2

The surrender charges on the Today’s 1st Choice Annuity decrease over the life of the maturity period. The Today’s 1st Choice Annuity surrender charges decrease to zero over the 5 year maturity period.

FLEXIBLE INCOME OPTIONS

Today’s 1st Choice Annuity provides Annuitant multiple future income structures. Free Partial Withdrawals, beginning in the second policy year, the owner may withdraw up to 10% of the Accumulation Value.

QUESTIONS?

Have questions or want to receive more info? Please fill out the form below and we will contact you as soon as possible!

 
 
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